Avoid Mistakes When Planning and Filing Virginia Bankruptcy Cases

The best-planned bankruptcy cases go unnoticed. A few debtors glide through the system without attracting attention and receive full discharges in record time. Luck is not involved, but rather each successful debtor begins planning strategically a few weeks or months in advance. These debtors know something that you don’t.

Free - 2010 Bankruptcy Strategies Explained

Ask a Bankruptcy Lawyer for Help – Expand Your Options Quickly

If you are thinking about filing Chapter 7 or Chapter 13 bankruptcy, you are not alone. Complete the form below to contact a sponsoring bankruptcy lawyer. Ask all questions you deem important without cost or obligation of any kind. Free help is only a few minutes away.

Need a Lawyer? LegalMatch allows you to present your case, and respond only to lawyers who want to help you. It's Free & Confidential.

California Bankruptcy Lawyers - "Are all debts discharged in bankruptcy?"

The code provides that many specifically designated debts are not dischargeable. In general, nondischargeable debts relate to taxes owed to governmental units, amounts owed for alimony and child support, and debts owed to others related to commission of a crime. Bankruptcy lawyers representing creditors frequently file frivolous motions seeking a declaration on non-dischargeability. These unmeritorious objections to discharge of unrelated debt are a favorite ploy used by bankruptcy lawyers representing creditors who hope to negotiate a payment for dismissing their objection. Other debts may also be non-dischargeable, and the common thread connecting many nondischargeable debts is the obligation was incurred without approval from the creditor or their bankruptcy lawyers. Also, student loans and a few other debts are not dischargeable based upon public policy. 11 U.S.C. 523.

California Bankruptcy Lawyer & Law Firms - In Practice

Nondischargeable debts must be repaid. There are 18 categories of debt excepted from court discharge granted in chapters 7, 11, and 12. These categories remain subject to dispute by bankruptcy lawyers representing creditors. A more limited list of exceptions also applies to cases under Chapter 13, allowing for more generous discharge potential for debtors and their bankruptcy lawyers. Discharge disputes are resolved by the court. Frequently, obligations created by consensual divorce settlements are disputed by bankruptcy lawyers representing a disgruntled ex-spouse. The nature of the obligation, settlement terms and state law all impact dischargeability.

All prudent debtors have questions about applicable laws before filing. The best source of legal advice is a qualified bankruptcy lawyer with substantial, current experience practicing before federal courts. Because state and federal laws change frequently, the results achieved by bankruptcy lawyers for their clients also change frequently  in direct response to these amendments. Depending upon the personal goals and situation of each debtor, all options may not apply. The best bankruptcy lawyers are intimately familiar with all options, as an assortment of tools, that may be combined creatively to maximize client benefits.

Back to California Bankruptcy Lawyer FAQ content page.